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Hometown Finance
  • About Us
  • Our Loans
    • Installment Loans
    • Personal Loans
  • Blog
  • Privacy Policy
  • Apply Now
  • Contact Us

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4 Reasons Why Personal Loans Get Denied and What to Do

By Author | March 24, 2022

A personal loan may be a fantastic method to pay off high-interest debt, cover home repairs and other costs. Personal loans may be a…

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Interest Rate vs Annual Percentage Rate: Are They Different?

By Author | March 9, 2022

When you apply for loans, you may have come across the terms “interest rate” and “annual percentage rate” or APR. While some people may…

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Here’s Why Getting a Personal Loan Is a Great Idea!

By Author | February 23, 2022

Whether you’re getting married, dealing with the passing of a loved one, or your toilet is cracked and you need major bathroom repairs,…

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Tips on How to Get Approved for a Personal Loan

By Author | February 9, 2022

When it comes to getting approval for a personal loan application, there’s no one-size-fits-all solution. There are, however, some…

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A Beginner’s Guide to Low-Income Loan: Answers to the FAQs

By Author | January 5, 2022

While some lenders require a minimum income level from borrowers, others are willing to look at other factors. However, even if you…

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Can a Personal Loan Negatively Affect Your Credit Score?

By Author | November 17, 2021

Word has been going around that applying for new credit affects your current credit score negatively. There is some truth to it, which is…

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Personal Loans: What Could Be Used as Collateral?

By Author | September 22, 2021
collateral for loan

There is a mountain of reasons people get personal loans. Some may look into personal loans to help pay hefty medical bills, cover home…

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4 Simple Steps to Handling Your Finances and Personal Debt

By Author | August 19, 2021
personal loan, personal debt

Financial problems appear every day, and many have to carry the weight of them while figuring out how to get it off their backs. America…

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Do You Have to File and Pay Income Taxes on Personal Loans?

By Author | July 22, 2021
personal loan tips

Whenever tax season comes around, individuals and businesses start the tedious task of preparing all the paperwork needed, including…

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Personal Loan vs. Balance Transfer Card: Which Is Better

By Author | July 8, 2021
balance transfer

Debt repayment isn’t cut and dry—you must consider factors beyond the amount you owe and the length of the term. Whether you have a small…

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